๐Ÿ“ž Call us today: (702) 819-0355  |  Fast closings in as little as 15 days
The Casiello Team ยท Five Star Mortgage

Find the Loan Program
Built for You.

Every buyer's situation is different. We work with a wide range of loan programs so you're never squeezed into a one-size-fits-all solution โ€” and our team will help you find the one that saves you the most money.

No Credit Pull to Explore Options
Avg. 20 Days to Close
4.96โ˜… Average Rating
5,000+ Families Helped

A program for every path to homeownership.

Whether you're a first-time buyer, a veteran, an investor, or somewhere in between โ€” we have a loan designed around your goals. Browse our programs below and start your application when you're ready. Not sure which fits? Call us and we'll figure it out together.

Most Common

Conventional Loans

The most widely used loan type โ€” flexible terms, competitive rates, and as little as 3% down for qualified buyers. No upfront mortgage insurance and a range of term lengths make it the go-to for solid credit borrowers.

As low as 3% down Fixed & adjustable rates No upfront MIP 8 to 30-year terms
Start Your Application
First-Time Buyers

FHA Loans

Government-backed and built for accessibility โ€” FHA loans allow down payments as low as 3.5% and are more forgiving on credit scores. A great fit for first-time buyers or anyone rebuilding their financial footing.

3.5% down minimum Credit scores from 500 Gift funds allowed Flexible DTI
Start Your Application
Veterans & Military

VA Loans

An earned benefit for veterans, active-duty service members, and eligible surviving spouses. Zero down payment, no PMI ever โ€” one of the most powerful financing tools available.

$0 down payment No PMI ever Competitive rates IRRRL refinance available
Start Your Application
Zero Down

USDA Loans

Zero-down financing for eligible buyers in rural and suburban areas. Often overlooked, USDA loans carry some of the lowest mortgage insurance rates available โ€” and coverage may be broader than you think.

100% financing Low MIP rates Broad eligibility area Income limits apply
Start Your Application
Closing Cost Help

Down Payment Assistance

Most buyers don't realize how much help is available. We identify every state and local grant or forgivable loan you qualify for, and stack them with FHA or conventional financing to cut your out-of-pocket costs at closing.

Grants & forgivable loans Stacks with FHA or Conventional First-time buyer programs Income-based eligibility
Start Your Application
High-Value Homes

Jumbo Loans

For buyers financing above the conforming loan limit, a jumbo loan gives you the purchasing power to secure a high-value home without sacrificing terms. We work with top-tier lenders for competitive rates.

Loans above $832,750 Luxury primary residences Competitive rates Strong credit required
Start Your Application
Self-Employed

Bank Statement Loans

Self-employed borrowers often can't qualify the traditional way โ€” and that's where bank statement loans come in. We use 12โ€“24 months of deposits to verify income instead of tax returns, so your write-offs don't work against you.

No tax returns needed 12โ€“24 months bank statements Self-employed friendly Primary & investment properties
Start Your Application
Investors

DSCR Loans

Qualify based on the property's rental income โ€” not your personal income. DSCR loans are purpose-built for real estate investors who want to scale their portfolio without the paperwork hurdles of traditional financing.

No income verification Qualify on rental income 1โ€“4 unit & short-term rentals Unlimited properties
Start Your Application
Not Sure Where to Start?

We'll point you in the right direction.

Tell us a little about your situation and we'll match you with the program that saves you the most money. No credit pull, no pressure โ€” just straight answers.